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Capital Pathways

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Ready for Capital? Let’s Build the Path Together

Capital Pathways is a no-cost program offered by the Virginia SBDC to help small businesses and nonprofits get the funding they need to grow. It is designed for very small (fewer than 10 employees) and emerging and growth-ready businesses and nonprofits that face challenges accessing traditional financing.

Many businesses have the potential to grow but face barriers when it comes to organizing finances, refining their legal foundation, or preparing for the loan process. Capital Pathways breaks down these challenges into clear, achievable steps. The program includes hands-on group-based learning and guided implementation, paired with extended one-on-one support focused on financial and legal readiness.

Ready to Get Started?

Make an Appointment

What the Program Offers

Capital Readiness Assessment

Start by completing a guided self-assessment to see how ready your business is to apply for a loan. This helps us identify any gaps and provide support to fit your needs. If the program is a good match, we’ll place you into one or more of our core tracks: Legal Structure Validation, Financial Skills & Tools, Loan Application Readiness Coaching, and Credit Building. If it’s not the right fit, we’ll connect you with other SBDC or partner resources which can better support your goals.

Legal Structure Validation

We’ll help you review your current business structure to see if it matches your growth plans. You’ll get legal guidance on topics like complex business registrations, intellectual property (trademarks), reviewing contracts (like loan term sheets or vendor contracts), buying or selling a business, and planning for future ownership changes. This support is offered through discussion-style webinars with Q&A sessions and one-on-one meetings with experienced business advisors and attorneys.

Financial Skills & Tools

Join in in-person and virtual QuickBooks and financial statement bootcamps to improve how you manage your money and build strong, loan-ready records.

Loan Application Readiness Coaching

Take part in one-on-one advising sessions and group workshops with lenders where you’ll practice answering interview questions, reviewing sample applications as a group, and getting personalized help putting together your own loan package.

Credit Building

Strengthen your personal and business credit so you can qualify for better financing options and terms. We’ll help you review and interpret your personal and business credit reports, identify and dispute inaccuracies, and build an individualized credit improvement plan, with ongoing coaching focused on improving your overall creditworthiness.
Each part of the program includes one-on-one help from experts in finance, law, and accounting, to make sure you can apply what you’ve learned and build better systems that last. Whether you’re building a stronger foundation or getting ready for your next big step, we’re here to help you move forward—with confidence and clarity.
Experienced Staff

Our team of experienced professionals is dedicated to helping small businesses succeed. With strong knowledge of funding, planning and growth strategies, we’ll give you the support you need to move forward. Whether you’re navigating funding options or preparing to expand, we know to help you reach your goals.

Lina Kastanos

Capital Pathways Program Manager

Jamee Dion

Capital Pathways Quickbooks Pro

Bernard Ferret

Capital Pathways Business Advisor

Anthony Grafsky

Capital Pathways Business Advisor

Valeria Lopez

Capital Pathways Business Advisor

Jonathan Morse

Capital Pathways Business Advisor

Blake Quesenberry

Capital Pathways Business Advisor

Christina Snell

Capital Pathways Business Advisor

Tom Tanner

Capital Pathways Business Advisor

Check out our Upcoming Webinars/Trainings

Have Any Additional Questions?

Reach out to the Capital Pathways Program Coordinator, who can be reached here.

Ready to Get Started?

Make an Appointment